Sulfur-bridged copper clusters are important biocomponents, yet their artificial analogues have rarely been studied in solution due to poor solubility and stability. Here we report the preparation of red-to-near-infrared (NIR) phosphorescent solutions from multinuclear CunSm clusters upon encapsulation by aromatic micelles in water. For instance, whereas 2-mercapto-6-methylpyridine-based Cu6S6 cluster shows no solution-state emission owing to its insolubility in common solvents, the encapsulated cluster emits strong red-to-NIR phosphorescence (Φ = 34%, λ = 550-850 nm) with high stability, even under aerobic, ambient conditions. Similar host-guest complexes are also obtained from analogous Cu6S6 clusters, displaying substituent-dependent red-to-NIR emission in water. The present method is applicable to larger Cu12S6 and smaller Cu4I4 clusters to generate aqueous, red, yellow, and green emissive solutions. Notably, the resultant host-guest solution can be used as aqueous colorless ink, for potential security applications, which strongly emits on paper in a red-to-NIR region upon UV-light irradiation.